401k Limits 2024 Married Filing Separately. Learn how to calculate your modified adjusted gross income (magi) to see if you're eligible to contribute to a roth ira in 2024. Find out the benefits, drawbacks, and.

Married (filing separately) can use the limits for single individuals if they have not lived with their spouse in the past year. If both are over 50, they can contribute an additional $7,500.